Commercial Auto Insurance in Minnesota
Vehicles used for business purposes require specialized insurance to ensure they’re protected on the road. Gasperlin Insurance Agency provides commercial auto insurance to businesses across Minnesota from our office in St. Cloud, MN. A policy can be used for a variety of situations, from deliveries to advertising.
What Does Commercial Auto Insurance Include?
Commercial auto insurance is designed to protect vehicles, drivers, and your business from financial losses caused by accidents or other incidents. Coverage options include:
- Liability Coverage: Covers costs for injuries or property damage caused by your business vehicle.
- Collision Coverage: Pays for repairs or replacement of your vehicle after an accident, regardless of fault.
- Comprehensive Coverage: Protects against non-collision events, such as theft, vandalism, or weather-related damage.
- Uninsured/Underinsured Motorist Coverage: Provides protection if your vehicle is involved in an accident with a driver who lacks sufficient insurance.
- Medical Payments Coverage: Covers medical expenses for drivers and passengers after an accident.
Who Needs Commercial Auto Insurance?
Businesses that rely on vehicles for their operations need commercial auto insurance. This includes delivery services, contractors, landscapers, and any business that uses cars, vans, or trucks for work purposes. Gasperlin Insurance Agency works with businesses across Minnesota to customize policies that meet their specific needs.
Contact Us for a Quote
Protect your business vehicles with commercial auto insurance from Gasperlin Insurance Agency. Our team in St. Cloud, MN is ready to assist you in finding the right policy for your needs. Request a quote or ask questions by visiting our contact us page.
