Boat/Watercraft Insurance in Minnesota
Getting out on the water is exciting. Being a boat owner is a lot of fun, but protecting your boat or watercraft guarantees you can enjoy every outing without worrying about unexpected events. Gasperlin Insurance Agency provides boat and watercraft insurance to owners across Minnesota from our office in St. Cloud, MN. We’re here to help you find the right coverage for your vessel.
Coverage Options for Boat and Watercraft Insurance
Boat and watercraft insurance is designed to protect your vessel, passengers, and personal belongings. At Gasperlin Insurance Agency, we offer coverage options that include:
- Liability Coverage: Provides protection if your boat causes injury or property damage to others.
- Physical Damage Coverage: Covers repairs or replacement costs for your boat if it’s damaged in an accident, storm, or other covered event.
- Medical Payments Coverage: Helps cover medical expenses for you and your passengers after an accident.
- Uninsured Boater Coverage: Protects you if you’re involved in an accident with a boater who doesn’t have insurance.
- Personal Belongings Coverage: Covers items like fishing gear, electronics, and water sports equipment stored on your boat.
Who Needs Boat Insurance?
Boat insurance is essential for anyone who owns a vessel, whether it’s a fishing boat, pontoon, or personal watercraft. It provides financial protection against accidents, theft, and other unexpected events. Gasperlin Insurance Agency works with boat owners across Minnesota to find policies that match their needs and lifestyle.
Contact Us for a Quote
Enjoy Minnesota’s waterways with confidence by securing boat insurance from Gasperlin Insurance Agency. Our team in St. Cloud, MN is ready to assist you in finding the right policy for your needs. Request a quote or ask questions by visiting our contact us page.
